Should you opt out of Direct Compensation Property Damage coverage?

Should you opt out of DCPD coverage?

Soon, Ontario drivers will have a new option to restrict coverage in the event of a collision—the option not to claim damages. In December 2022, the Financial Services Regulatory Authority of Ontario (FSRA) announced that Ontario Policy Change Form (OPCF) 49 will give drivers the choice to opt out of Direct Compensation Property Damage (DCPD) […]